Terms of service

1. Overview

This website (dropskies.com) is operated by Dropskies ("we", "us", "our"). By browsing this website or buying any product from it, you agree to these Terms of Service, our Refund Policy, our Shipping Policy and our Privacy Policy.

2. Products and licence

Our products are digital ebooks and spreadsheet tools. When you buy a product, you receive a personal, non-exclusive, non-transferable licence to use it for yourself and for your own business. You may not resell, share, copy, sublicense, distribute or publicly upload any product or any part of it, in original or modified form. One purchase covers one buyer.

3. Prices and payment

All prices are in Indian Rupees (INR). Applicable taxes are shown at checkout. Payments are processed securely by third-party payment providers; we do not store your card or bank details. We may change our prices at any time, but a price change will not affect an order you have already paid for.

4. Delivery

Products are delivered digitally after successful payment, as described in our Shipping Policy. No physical goods are shipped.

5. Refunds

Because our products are digital downloads, all sales are final except in the cases described in our Refund Policy.

6. Educational content, not professional advice

Our products are for educational and planning purposes only. They are not financial, investment, tax, accounting or legal advice. Examples, case studies and figures are illustrative, and results depend on your own business and the numbers you enter. Please consult a qualified professional, such as a Chartered Accountant, before making financial or tax decisions.

7. Intellectual property

All content on this website and in our products, including text, tables, spreadsheets, designs and logos, belongs to Dropskies and is protected by copyright law.

8. Limitation of liability

To the maximum extent permitted by law, Dropskies is not liable for any indirect, incidental or consequential loss arising from the use of our website or products. Our total liability for any claim is limited to the amount you paid for the product concerned.

9. Changes to these terms

We may update these Terms of Service from time to time. The version published on this page at the time of your purchase applies to that purchase.

10. Governing law

These terms are governed by the laws of India, and the courts of India have jurisdiction over any dispute arising from them.

11. Contact

Questions about these terms can be sent to us using the details on our Contact Information page.